This is a super improvement in the banking system in GTB and First Bank and it would be great if other commercial banks like Ecobank and UBA adopt this system. It is not new but the majority of the population are not aware of it. It is now possible to pay bills, transfer bills of purchase airtime from the comfort of your mobile phone without internet connections
For First bank
==>To access the service, dial *894# on your mobile phone
==>Just dial *894# and select 1 to transfer money; to withdraw money dial *894# and select 2 , to buy things dial *894# and select 3 ; dial *894# and select 4 to pay bills,this includes your PHCN bill and your DSTV bills; dial *894# and select 5 to buy airtime; and dial *894# and select 7 to manage account.
==> To transfer to a GTBank account, dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from your mobile number registered with the Bank.
==>For transfers to people in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard to authenticate each transaction.
==>Simply dial this code to buy airtime (*737*AMOUNT#).
Note: The *737* Transfer service is only available to GTBank customers through their registered mobile phone with the Bank . The minimum you can transfer is N1,000 and the maximum is N20,000 daily.